Dog Walking Insurance

Dog Walking Insurance



Introduction



Dog walking is becoming a very popular business that many dog lovers are starting to take up. Being a dog walker means you can work from home, choose your own hours and more importantly for some, they get to work with animals which may have been a lifelong ambition. With over 8 Million dogs currently in the UK and many dog owners working longer and longer hours, dog walking is becoming very popular and now is an excellent time to start up a dog walking business of your own.


Dog Walking Insurance



Do I need Insurance if I run my own part-time or full-time dog walking business? Well, by law you do not require any type of insurance for a small part time dog walking business, but in my opinion I would say that it is really essential to have some form of insurance cover. If for example one of the dogs in your care where to bite someone or attack another dog, you, as the dog walker would be personally responsible for this.


Types of Insurance



Public Liability Insurance - You would need Public Liability Insurance incase one of the dogs in your care where to bite or attack another dog or person, or even cause damage to someone's property.

Care, Custody & Control Insurance - This type of insurance is needed in the event that a dog in your control is injured or is accidently lost.

Employers Liability Insurance - If you small dog walking business was to grow and you employed several people to help you walk the dogs you would need employers liability insurance to cover you incase one of your employees had an accident whilst working.


Part Time Dog Walking Summary



In summary, for people who want to run their own part-time dog walking business and will be the only person walking the dogs, it is advisable to take out both Public liability Insurance and Care, Custody & Control Insurance to fully protect yourself and your business.


Full Time Dog Walking Summary



In summary, for people who want to run their own full-time dog walking business with one or more employees, it is advisable to take out Public liability Insurance, Care, Custody & Control Insurance and Employers Liability Insurance to fully protect yourself, your employees and your business.